Terms of Service

Agreement to Terms

These Terms of Service ("Terms") govern your use of Stativio's website and services. By accessing or using our services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our services.

Description of Service

Stativio provides market analytics and data analysis training courses, educational content, and related services. Our services include:

• Online training courses in market analytics and data analysis
• Educational materials and resources
• Consultation and guidance services
• Website content and information

Eligibility

Our services are available to individuals and organizations who meet the following criteria:

• You are at least 18 years of age or have parental consent
• You have the legal capacity to enter into this agreement
• You are not prohibited from receiving our services under applicable law

Course Enrollment and Payment

Enrollment Process

Course enrollment is subject to availability and our approval. We reserve the right to refuse enrollment for any reason. Enrollment is confirmed only after payment is received and processed.

Payment Terms

All course fees must be paid in full before course commencement unless alternative arrangements have been agreed upon in writing. Payment methods and terms will be specified during the enrollment process.

Refund Policy

Refunds are handled on a case-by-case basis. Generally:

• Full refunds may be available if requested before course commencement
• Partial refunds may be available if requested within the first week of course commencement
• No refunds are available after course completion or if course materials have been accessed

Student Responsibilities

As a student, you agree to:

• Attend scheduled sessions and complete assigned work
• Maintain academic integrity and not engage in plagiarism or cheating
• Respect other students and instructors
• Use course materials only for personal learning purposes
• Provide accurate information during enrollment

Intellectual Property Rights

Our Content

All course materials, including but not limited to videos, documents, presentations, and software, are protected by copyright and other intellectual property laws. You may not:

• Copy, distribute, or reproduce course materials without permission
• Share login credentials with others
• Use materials for commercial purposes
• Reverse engineer or attempt to extract source code

Your Content

You retain ownership of any content you submit to us. However, by submitting content, you grant us a license to use, modify, and display such content for educational and promotional purposes.

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

Cookies and Tracking Technologies

By using our website, you consent to our use of cookies and similar tracking technologies as described in our Privacy Policy. We use cookies for the following purposes:

Essential Cookies

We use essential cookies that are necessary for the website to function properly, including:

• Session management and security
• Cloudflare security and performance services
• Load balancing and website availability
• Form functionality and user preferences

Optional Cookies

We may also use optional cookies for analytics and functionality improvements. You can control these through our cookie banner or browser settings.

Third-Party Services

Our website uses third-party services that may set their own cookies:

• Cloudflare: For security, performance, and DDoS protection
• Google Fonts: For font loading optimization
• Analytics services: For website usage analysis (if enabled)

Cookie Consent

By continuing to use our website after seeing our cookie banner, you consent to our use of cookies as described. You can withdraw this consent at any time by:

• Using our cookie banner to change your preferences
• Configuring your browser to block cookies
• Contacting us to request cookie deletion

Prohibited Uses

You may not use our services:

• For any unlawful purpose or to solicit others to perform unlawful acts
• To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• To infringe upon or violate our intellectual property rights or the intellectual property rights of others
• To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
• To submit false or misleading information
• To upload or transmit viruses or any other type of malicious code

Disclaimers and Limitations of Liability

Educational Disclaimer

Our courses are for educational purposes only. We do not guarantee specific outcomes, job placement, or career advancement. Success depends on individual effort, market conditions, and other factors beyond our control.

Limitation of Liability

To the maximum extent permitted by law, Stativio shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of our services.

Warranty Disclaimer

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to, implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

Indemnification

You agree to defend, indemnify, and hold harmless Stativio and its officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including attorney's fees) arising from your use of our services or violation of these Terms.

Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the services will cease immediately.

Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect. Your continued use of our services after any such changes constitutes acceptance of the new Terms.

Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of South Australia, Australia. Any disputes arising from these Terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of South Australia.

Severability

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the sole and entire agreement between you and Stativio regarding the use of our services and supersede all prior and contemporaneous understandings, agreements, representations, and warranties.

Contact Information

If you have any questions about these Terms of Service, please contact us:

Force Majeure

We shall not be liable for any failure or delay in performance under these Terms which is due to fire, flood, earthquake, elements of nature or acts of God, acts of war, terrorism, labor disputes, or any other cause which is beyond our reasonable control.

Assignment

You may not assign or transfer these Terms or your rights and obligations hereunder without our prior written consent. We may assign these Terms without restriction.